Tanzania Currency Tips for US Citizens
Currency Tips for US Citizens Traveling to Tanzania
Tanzania is a breathtaking travel destination, offering stunning landscapes, rich wildlife, and vibrant cultures. If you’re a US citizen planning a trip to Tanzania, understanding the country’s currency and best practices for handling money is essential. This guide will help you navigate Tanzania’s currency system and ensure smooth financial transactions during your visit.
Understanding the Tanzanian Currency
The official currency of Tanzania is the Tanzanian Shilling (TZS). It is commonly used for local transactions, especially in markets, restaurants, and shops outside major tourist areas. However, US dollars (USD) are widely accepted, particularly in hotels, safari lodges, and for high-value transactions like park fees.
Important USD Requirements
While US dollars are commonly used in Tanzania, there are strict requirements regarding which bills are accepted:
Use USD Bills from 2011 or Newer: Tanzanian banks and businesses will not accept USD notes printed before 2011 due to counterfeiting concerns.
Ensure Your Bills Are in Good Condition: Torn, damaged, or excessively worn US dollar bills may be rejected. Always bring clean, crisp notes.
Larger Denominations Get Better Exchange Rates: If you plan to exchange USD for Tanzanian Shillings, $50 and $100 bills usually receive a more favorable exchange rate than smaller denominations.
Exchanging Money in Tanzania
If you need Tanzanian Shillings during your trip, you have several options:
Banks: Found in major cities and towns, banks offer official exchange rates, but queues can be long.
Currency Exchange Bureaus: These are widely available in cities and tourist areas, often offering competitive rates.
ATMs: You can withdraw Tanzanian Shillings from ATMs using an international debit or credit card. Be sure to check with your bank regarding foreign transaction fees.
Using Credit and Debit Cards
Credit and debit cards are accepted in many hotels, restaurants, and tourist locations, but cash is still preferred in most local businesses. Visa and Mastercard are the most widely accepted cards, while American Express and Discover may not be as easily used. Always inform your bank before traveling to avoid blocked transactions.
Tipping and Small Transactions
Since many small businesses and service providers operate in cash, it’s a good idea to have Tanzanian Shillings on hand for tips, market purchases, and transportation. Suggested tipping amounts:
Safari Guides: $10–$20 per day
Hotel Staff: $1–$5 per service
Restaurant Servers: 5–10% of the bill
Final Tips
Exchange some USD to Tanzanian Shillings upon arrival for convenience.
Avoid exchanging money on the street to prevent scams.
Keep smaller USD bills for visa fees and emergency situations.
By understanding Tanzania’s currency policies and following these tips, you can ensure a hassle-free financial experience during your visit. Enjoy your adventure in Tanzania!